Financing Your Remodel | Shaw Company

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Financing Your Remodel

Fri, Jul 7, 2017

Before deciding on your remodeler in San Antonio, it is imperative that you know how you are paying for your home remodel. There are a variety of options, from using cash or credit, to taking out a home equity loan or line of credit, that all carry their own benefits and risks.

Cash or Credit

Obviously, the ideal way to finance your project is with cash. The benefit of this being that there will be no interest, collateral, or other related risks involved in the cost of your remodel. The down-side of this is that, unless you happen to have a substantial amount of cash conveniently laying around, you will have to save for your project over time.

Credit cards are a common way to pay for a project if you don’t have cash up front. It carries the benefit of letting you pay over time, but will cost you more money overall due to the interest rate. It also carries the risk of wrecking your credit score if you find yourself missing payments.

Home Equity Line of Credit

Home equity LOCs are lines of credit that borrow against the value of your home. They come with a draw period, during which you can spend the money in your credit line. This period is generally about 10 years. The repayment period, typically lasting about 15 years, is likely to include higher payments because of a higher principal. Interest paid on home equity loans is tax deductible up to $100,000.

Home Equity Loan

A home equity loan is another way to use your home’s equity to finance your remodel. Rather than receiving a line of credit, with a home equity loan you get a lump sum of money. Interest payments tend to be higher than refinancing, but are tax deductible.

Choosing how to pay for your home remodel can be a daunting task. It is wise to consult with a financial advisor before making your final decision.

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5 Star Service Rating
Great Financing Options
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20+ Years of Experience

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People happy with our services

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Our kitchen remodel took 8 weeks to complete. Salvador and his crew worked hard. They were knowledgeable and professional, as well as, friendly throughout the process. I had a special request for the color of my cabinets. Salvador got it done. They are beautiful and unique. I was always able to reach Salvador at anytime and he always took care of the situation. The office staff was so helpful, especially in the selection process.. Everyone was professional, helpful and friendly. I would not hesitate to recommend Shaw Remodeling, the office staff, Salvador and crew for your remodeling needs, big or small. We will definitely call them again.

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by John & Lynne B. on ReviewBuzz

We just love our new shower. Your team was able to create a beautiful new shower that complimented our existing tile. We would love to be put on your reference list.

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by Robert & Pat

Thank you each and everyone for all the excellent work on our bathroom makeover. We are so pleased!

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by Roberta & Glen

Best remodeling ever.....true perfectionist! Eric and Carolyn are the best!

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by Sandra O. on Facebook

Jordan, Brittany and Clay were all great during the remodeling process. Clay was very thorough and detail oriented and addressed any concerns we had very quickly. We will definitely be using Shaw for future remodeling needs.

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by Danielle S. on Facebook

I am very grateful for Gerrilynn getting us onto the schedule and always with good cheer The Shaw Company has a real jewel in her. We are already back with more work. In large part because of your expert facilitating and dependability. We're looking forward to working with Juan and his team again.

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by Janis W. on Happy Call

There is NO other remodeling company that I would have you call!! Twelve years ago Shaw Remodeling showed up and did an amazing job at my home!!!

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by Melisa A W. on Facebook

From beginning to end the process of having our kitchen remodeled was smooth. Jordan, Brittany and Clay were great with making the vision we had for our kitchen a reality. Clay always told us what was happening and kept us in the loop. Any concerns we had were address by Clay quickly and professionally.

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by Danielle S. on Google

We had a great experience with Shaw. Patrick gave us great ideas and pricing for our kitchen remodel and bathroom update. Brittany guided me in making the best choices for the remodel.Nancy held my hand and Anthony and Christopher brought my ideas to fruition, they showed up daily worked hard respected our home and always left with a smile! 5 Star Company with 5 Star people!

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by Laura P. on Google

I write because I had an experience with The Shaw Remodeling Company that I have never had before. The Shaw Company did a major remodeling job on my home about six years ago. A few months ago I discovered an issue associated with the work that was done by The Shaw Company. I called the Shaw company, asked for customer relations and explained my issue to a person named Evan. Evans response to me was, "I am going to own your concern. I don't know what we can do since it has been six years but I will make sure that management is made aware of your concern". A few days later I received a call from Mr. Eric Shaw. He scheduled an appointment and came to my home with an independent plumber. They determined that it would be an expensive fix and, the issue was due to a problem with the original work. Mr. Shaw looked at me and said, :I own this problem and, I will take care of it". It was a very expensive repair. It involved taking out tile, concrete and, excavating. Shaw Remodeling sent a crew it my home to correct the issue and complete the repair. I have done business with several contractors. I have never had anyone take unconditional ownership of mistake (be reminded that this was six years after the work was done). I recommend The Shaw Remodeling Company because they do great work and they will be there for you after the job is completed. Andrew Cameron

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by Andrew C on ReviewBuzz

Great family owned company. Definitely someone I would recommend! Keep up the great work!

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by Richard F. on Facebook

Please accept our appreciation for a job well done. The project exceeded our expectations, and was executed with a staff performing customer service and client interaction of the highest order.

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by William

This is a great company to work with. They did an awesome job with my bathroom remodel. It's nice to deal with someone you can trust.

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by Scott J. on Facebook

We had a great experience with Shaw Remodeling from Brittany‘sExcellent design suggestions, to Patrick’s in house pricing, to Anthony and Christopher’s hard work, respect, and understanding, to Nancy and Meridith holding my hand through 8 change orders, my dream kitchen has come to fruition through Shaw Remodeling. 5 Star company with 5 Star people from start to finish!

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by Candy Bonugli Ponder on Facebook

We hired Shaw Co to redo our shower. We had previously received quotes from two other shower companies but we felt they were being less than honest with us and were pricier than they needed to be. Shout out to Patrick and Fernando, Jr!

These guys at Shaw are great: they'll do what they say they're going to do, and they do it on time. For the next project, they're at the top of the list.

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by Jason DeSouza on Google

We live with the work done by your team. Everyday we can enjoy the results. Through hail and high water, tile delays, it is an accomplishment all around. I appreciate the generosity of explaining why this and that is done. Our letters are intended to show our thanks. Any bonus was well deserved/earned by the team. Be proud of the work done, as we are in showing it off.

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by Kathryn and Pedro G. on ReviewBuzz

To the owners and management of Shaw, We wanted you all to know how pleased we are with the results of our recent bathroom tub to shower conversion. It turned out beautiful, exactly the way we had hoped. Your staff was top notch! From start to finish every person involved was professional, on time or early and friendly. In addition, we were impressed with how much care they took in keeping our home clean throughout the whole process. We realized after the job was finished that they had actually wiped down the bathroom to remove and left over dust... Nice job on hiring great help! Thank you again. Looking forward to seeing you again this week to measure and install cabinets in our laundry room and master bath!

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by Garon P. on ReviewBuzz

Alain and his crew were great. Hard working through this heat outside. Very conscious about the area they were not working in to keep clean. Great job painting brick, siding and trim with different shades. Very professional in their execution of the contract. Would definitely contract them for any future work. Thanks again.

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by Thomas Nelson on Facebook

This is my SECOND contracted job with Shaw's. They did a complete kitchen last year and I chose them based on a recommendation I received as well as my own evaluation. They did a terrific job, Salvador and his crew. Brittany was extremely helpful in the planning and setup of the decisions we had to make. So, one last project to complete to update our home, the Master Bathroom. Again, I chose Shaw's and did not consider other companies this time as I wanted the excellence and quality that comes with Salvador and his team. I think he has the best tile guy-Antonio, best dry wall-Rafael, and electrician /plumber in Marcos, in the business. I cannot go without recognizing Robert that starts the demo, everyone is just absolutely terrific to work with. When I made the call to Brittany, she ask who I wanted to do the job, of course, I responded in saying Salvador and his team. Salvador built my cabinets in both jobs as I knew the quality would be second to none. Shaw's is not the cheapest, nor have I found them the most expensive, but whoever is thinking about a major investment in their home, they should consider the quality and service before anything else. Please feel free to contact me if anyone has any further questions. Regards, Mike and Teresa Willis.

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by Mike W. on ReviewBuzz

Shaw remodeling did an excellent job on our master bathroom. Clay was always concerned that we were satisfied with their work. When they tell you they are not finished until you are 100% happy THEY MEAN IT! I want to thank Clay for all his hard work on the new door it was a bit difficult to install. Everyone mentions the beautiful door. Special thanks to Jordan for suggesting the accent wall behind the vanity also a favorite of all. Brittany made is so easy helping us with the design. Thank you to Nancy and the Shaw family who sent me flowers while I was very ill during the remodel.

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by Sharon Mercer on Facebook

Carlos and his crew did a wonderful job. I absolutely love my shower.

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by Diane H. on Happy Call

What a great experience! I couldn’t be happier with my beautiful kitchen. The whole project went so smoothly that I almost enjoyed it.

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by Harriet

Shaw Co. Remodeling. We just did a bath/shower remodel with Shaw and are not only pleased with the results but with the degree of communication with Shaw reps and the subcontractors. You could tell they are all very experienced, not anyone’s first rodeo. Recommended.

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by Bill G. on BBB

We wanted to write to you and let you know what a wonderful experience I had with your company. You did such a fabulous job!

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by Brian & Tina